When the Affordable Care Act came into effect on January 1, 2014, that marked the start of a health insurance requirement for all Americans. If you do not already have health insurance, then you must sign up before the final deadline for the year. The open enrollment period for 2014 actually started on October 1, 2013, but goes through March 31, 2014, which is the very last day that you can sign up unless you have a qualifying event later in the year.

A qualifying event is a life change that makes you eligible for a change in your health insurance enrollment. There are several types of qualifying events, including having a baby, getting divorced, moving to a new state, getting married or changes in your income level.

For more information about health insurance in California, please contact D&S Insurance Services, located in Torrance, California.