One of the major goals of the Affordable Care Act, or Obamacare, was to improve the health of Americans. Much of the health reform law aims to improve access to health care providers. As a part of this effort, the law requires health plans to offer a wide range of free screenings. Most of these are the familiar services men, women and children receive at annual wellness check-ups.
The long list of free preventive care services includes cholesterol, diabetes and blood pressure screenings, obesity and tobacco counseling, care for pregnant women, and immunizations for adults and children. Your insurance company or health provider can provide you with the entire list.
You cannot be charged a fee or copayment for these services. The cost of the services does not affect your insurance deductible or yearly out-of-pocket costs.
It’s important to note that these preventive services are only free when obtained through your health insurance network. The network is a group of physicians and other health providers who have contracted with your health insurer to provide care. If you obtain preventive care outside of the network, your insurance may only pay part of the cost.