The Affordable Care Act is a complex piece of legislation with its overall goal making health care accessible to everyone. To that degree, it requires that states have health insurance exchanges for its residents. These exchanges have to be operating by January 1, 2014 in order to comply with the law. Individuals, families and small businesses have access to the health insurance marketplace in order to find a policy that suits their needs. All of the information is available in one location and can be easily compared with other policies on the health insurance marketplace.
The health insurance exchanges are poised to completely change how consumers get insurance. They offer more information than ever before available to the individual looking for a health insurance policy. Now someone looking at the insurance policies available on the exchanges can see just what is available to them. Being able to see what’s on offer makes for an informed consumer, and an informed consumer has the power to make the decision that’s right for them.